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Filing a successful car insurance claim will help you cover the cost of repairing your vehicle. Sometimes individuals don't have the resources available to immediately cover the cost of repairing a vehicle as a result of an accident. This is part of the reason that car insurance is so
important. Here's ...
Being involved in a car accident can be scary. Not knowing what to do after you are involved in a car accident can be inconvenient. Here's what you should do after a car accident to ensure that your subsequent claims process runs smoothly.
What to do After a Car Accident Step #1
Call 9-1-1. Get medical assistance for injured parties. Do not get out of your car or speak with the other party. Try to remain calm and jot down what happened so you can relay that information to the cops.
What to do After a Car Accident Step #2
When the cop arrives, tell him or her your account of what happened to cause the wreck. Give the police officer your car insurance card and your driver's license. Have the police officer obtain the insurance information of the other party, regardless of who was at fault.
What to do After a Car Accident Step #3
Find out the number of the police report. Find out when the official report will be ready to be released. Find out where to go to obtain a copy of the police report. Finding this information out now will save you a lot of time later on.
What to do After a Car Accident Step #4
Call a wrecker. Unless you are severely injured, do not allow the cop to call a wrecker. If the cop calls a wrecker, you will get whoever is the first responder. Have the name and number of a wrecker service convenient to your area handy. Call them to pick up your car. This will save you from hunting all over town for your vehicle.
What to do After a Car Accident Step #5
Call your car insurance agent. Relay all the information you have about the accident and the other party. Let the insurance agent know where your car is so they can send an adjuster out to get the claim started.
Now that you know what to do after a car accident, here is what NOT to do after a car accident.:
Don't talk to the other party at all. Do not admit fault. Leave the investigation up to the police and insurance company.
Knowing what to do and what not to do after a car accident can save you a lot of trouble in the long run. When you are involved in a car accident, stay calm and cooperate with the car insurance companies and the authorities and you should come out of the situation just fine.
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