Save on Insurance by Going Green: Bus Protection and Automotive Automobile Reviews

Save on Insurance by Going Green

You may be able to help save the environment and save money on homeowners’ insurance and auto insurance at the same time. Here are three ways to get insurance discounts for going green. Save on Energy-Efficient Buildings Some insurance companies offer homeowners’ insurance discounts on green homes. Green homes usually are defined as those with Leadership in Energy and Environmental Design or LEED certification. The LEED rating system evaluates homes based on design, construction and operation relative to
Save on Insurance by Going Green established and widely accepted green standards. To obtain LEED certification for your home, you must have third-party verification from an accredited LEED professional that it meets strict LEED standards. The rationale for offering premium discounts on green homes is that they are more resilient and safer than conventional homes and that they are more energy efficient, which can contribute to reduced losses and claims.Even if your current home does not qualify for LEED certification, some insurance companies (including Fireman’s Fund) offer policies with a green upgrade that covers the cost of green construction. For example, in the event of a total loss, a Fireman’s Funds’ homeowners’ insurance policy with a green upgrade may pay for environmentally sensitive demolition and materials removal, rebuilding to LEED standards, replacement of appliances with ENERGY STAR products, and installation of energy-efficient lighting, building materials, roofing, plumbing and heating and cooling systems. Buy a Hybrid VehicleSome auto insurance companies offer premium discounts on hybrid vehicles based on the rationale that hybrid owners may be more conscientious and, therefore, lower-risk customers.Choose a Pay-as-You-Go Auto Insurance Policy

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Classic Motorcycle Insurance Deductibles

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Save on Insurance by Going Green

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Automotive Automobile Reviews

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