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University students can potentially save hundreds of pounds by checking whether their belongings are covered on their parents’ home insurance policy, Sainsbury’s Finance said this week.
The supermarket financial provider said some home insurance policies cover members of the family living away from home, and advised students to check whether this is the case on their parents’ home insurance.
“Before splashing out on insurance, students should certainly check to see if their parents’ household contents insurance policy might provide cover whilst they’re studying away from the family home,” said Ben Tyte, Sainsbury’s Home Insurance manager.
Research by Sainsbury’s found the typical undergraduate takes over £3,500 worth of belongings to university, including TVs, mobile phones, laptops, and textbooks.
One third (34%) of students polled by Sainsbury’s confessed to having no insurance cover for their valuables.
Tyte said the statistic is “worrying” considering an estimated one in three students is a victim of crime while at university.
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