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How to Get the Most Out of a Body Injury Claim

Body injury claims are one of the most complicated forms of a claim that you can file with your auto insurance company. Why are body injury claims so complicated? Proving that your injuries were a direct result of an auto accident can be difficult; it is important that you go to a hospital right after a car accident even if you feel fine. Injuries such as whiplash and minor broken bones may not hurt right away, but if left untreated could pose a serious risk. Filing a successful body injury claim requires careful preparation and ample documentation to prove that your injuries were a direct result of a vehicle accident. This article will look at what a body injury claim is, what documents are needed when filing a body injury claim, and when a body injury claim should be filed.

What is a body injury claim?

A body injury claim is a type of insurance claim that is filed after the insured or a passenger in the insured’s car is injured in an accident and needs medical attention. Typically body injury claims are filed for serious accident/injuries. Body injury claims basically reimburse you for medical bills and for “pain and suffering”. A body injury claim can be handled by the individual involved in the accident or by a lawyer; lawyers are good for serious injuries were the person(s) involved in the accident are looking for a large settlement.

What documents are needed when filing a body injury claim?

There are a lot of documentation that is needed to make sure that you body injury claim is honored. Insurance companies will try to offer a settlement as low as possible, but with the right proof and determination there is a lot of money to be had when filing a body injury claim. Accident reports, medical bills, doctors diagnoses (broken bones, whiplash etc.), medical history, journal of continued pain or problems associated with the accident, where you were treated, initial accident report by the EMTs or by the initial medical professionals on the scene, and any other documentation that proves that the injuries were a direct result from the car accident are all needed to file a successful body injury claim.

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How to Get the Most Out of a Body Injury Claim
How to Get the Most Out of a Body Injury Claim

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