FR-44 Auto Insurance for Convicted: FR-44 Car Insurance Quotes and Auto Insurance FR44 and DUI

The FR-44 auto insurance is similar to the SR22 financial responsibility certificate that you must file after certain convictions. Typically the FR44 car insurance is required after DUI convictions and has higher limits than the SR-22 auto insurance. Auto insurance fr44 and dui in the United States of America and fr-44 car insurance quotes in NYC. Agency advices for fr-44 auto insurance for convicted for policyholders from full coverage insurers. Auto Insurance FR44 and DUI
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Insurance news: fr-44 auto insurance for convicted


How to be insured? Auto insurance fr44 and dui and fr-44 car insurance quotes

Many car insurance companies promise the money saving quote and high coverage but a few of them realize it. Our car attorneys consider that auto insurance fr44 and dui lays in sphere of the interests of car this insurer as well as insured person: the first one receive favorable clients while the second one get the inexpensive premiums. At the start of looking for auto insurance fr44 and dui, do not forget to fulfill comparison the car insurance opportunity with your rate! That is why we are publishing online the information about fr-44 car insurance quotes for our readers. This chapter named «FR-44 AUTO INSURANCE FOR CONVICTED» adds new information to the overview «CONVICTED DRIVERS AUTO INSURANCE» on our on-line resource.

The FR-44 auto insurance convictions is used currently in Virginia and Florida. In Virginia the VA Department of Motor Vehicles (DMV) states that the FR44 car insurance certification is required on or after January 1, 2008 for the following convictions:
- maiming while under the influence (DUI);
- driving the car while under the influence of intoxicants or drugs;
- driving while the driver’s license has been forfeited for a conviction, or finding of not innocent in the case of a juvenile;
- violation of the provisions of any federal law or law of any other state or any valid local ordinance similar to the above.

FR-44 liability car insurance coverage limits are double the VA SR-22 auto insurance coverage limits and are 50/100/40 which stands for:
- bodily injury or death of one person $50,000;
- bodily injury or death of two or more persons $100,000;
- property damage $40,000.

Financial responsibility under FR44 auto insurance

The new FR44 auto insurance quote double minimum coverage requirements apply to customers convicted of the above violations on or after January 1, 2008, as well as customers previously convicted of these violations that are required to file an SR-22 car insurance certification beyond December 31, 2008.

The financial responsibility form FR-44 car insurance serves as evidence to DMV that above coverages was purchased by the required driver. Individuals are responsible for purchasing the required automobile insurance coverage and having their auto insurance company file the FR44 auto insurance quotes form with DMV. If DMV does not receive the FR-44 when the person’s new policy is issued or when the current policy is renewed, the DMV (Department of Motor Vehicles) states they will suspend the person’s privileges to:
- drive;
- register motor vehicles in Virginia;
- obtain decals in Virginia.

Convicted FR-44 car insurance quotes in Florida

In Florida the FR44 auto insurance quotes became required for convicted drivers in February 2008. Those convicted motorists of a DUI in FL after October 1, 2007 were allowed to keep an SR-22 automotive policy with limits of 10/20/10 until February 1, 2008. Effective February 2, 2008, drivers in FL with a DUI were required to up their Liability limits.

The FR-44 auto insurance in Florida has higher limits in the amount of 100/300/50. A driver must have these new required liability limits (instead of the previously lower limits of 10/20/10) in place on the offense date of the alcohol related offense to not owe a reinstatement fee but will still need to provide the state with an FR44 car insurance. If they did not have the required limits a driver who had their license reinstated prior to February 2, 2008, only paid a $15 reinstatement fee. The reinstatement fee on or after February 2, 2008, is now $150, $250, or $500 dollars. The FL HSMV explains these fees as the reinstatement fee on the first suspension after the law change is $150, a second suspension $250 and for a third suspension $500 dollars.

How long does the FR-44 auto insurance required?

Typically a SR-22 or FR-44 auto insurance convictions is required for 3 years however state laws are amended and so if you are required to carry either a SR-22 or FR-44 automobile insurance filing with Virginia, Florida or another state you should find out from the court or state’s Department of Motor Vehicles how long you must keep this certificate of financial responsibility on file with the state.

So with the FR-44 auto insurance in Florida if you were convicted of a DUI or other certain alcohol related driving offenses after October 1, 2007 you would be required to carry a FR-44 car insurance with limits of 100/300/50. Any SR-22 convictions received during the time period of October 1, 2007 through February 1, 2008, was accepted by the state at the 10/20/10 limit but then the driver and insurance company should have been notified by the FL HSMV reporting process and requirements to be in compliance with section F.S. 324.023. Part of this notification was advising the driver that they would need to replace the SR-22 on file with an FR44 auto insurance quote, prior to February 4, 2008.

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FR-44 Auto Insurance for Convicted
FR-44 Auto Insurance for Convicted

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