Different Types of Builders Insurance Quotes: Autos and House Renters & Home Owners

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Different Types of Builders Insurance Quotes

Different Types of Builders Insurance

Like any type of home insurance, there are several kinds of builders insurance available in the market. This plan is designed not only to protect yourself but also your employees, contractors and tools in case of an accident on the building site. Below is a list of the different types of builders insurance. Read it carefully to thoroughly understand the coverage before deciding on what to purchase.

Public Liability Insurance - This will cover injury to 3rd party at or around the building site.

Mobile Plant and Equipment Insurance - this will ensure that all your mobile plants and building equipment are protected not just at the time of damage but throughout the policy term.

Builder Warranty Insurance - With this insurance cover the building contractor is required to obtain the builder warranty insurance for every project they work on that exceed $12,000.

Construction insurance - Construction insurance/contract works insurance/construction all risk insurance offers protection for people renovating, building or extending their home. This cover protects builders from most main risks that may be encountered during the construction and building process including weather related damages, fire, issues with their workers or workmanship and more.

Professional Indemnity Insurance - This insurance covers members of a particular profession that adhere to a code of practice and have minimum educational stipulations or requirements. This would typically cover any loss from the conduct of consultants or sub contractors if under the insured’s direction they would not be covered themselves.

Directors and Officers Insurance - This insurance deals with the civil liabilities that directors can incur personally? It protects people in these positions against wrongful acts during the period of capacity.

Personal Accident or volunteer’s workers insurance - this covers the owner builder from any injury or damage should they choose to assist the tradesmen during construction. This cover can also extend to the owner builders family/friends (up to 10 volunteers on site for a nominal premium).

Obviously, there are many options you can choose from. We understand that it can be confusing to fully understand each type. Therefore, it would be wise if you ask for a professional’s assistance. The agent will help you find the best builders insurance that is suitable to your business and budget.

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Different Types of Builders Insurance Quotes
Different Types of Builders Insurance Quotes

Category House Renters & Home Owners


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House Renters & Home Owners

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