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Aviva launches electronic equipment cover

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Home Insurance - Protecting Your Gadgets

Avid gamers and computer enthusiasts spend large amounts of money on the latest consoles and equipment for their stand-alone home computers. This equipment can be extremely valuable, and as such be more attractive to thieves, and with more and more stories of the theft of such equipment being heard, what ...

Aviva is expanding its business offering with the introduction of specialist electronic equipment cover.

Firms across various sectors, including telecommunications, media, health, leisure, motor and construction can benefit from new tailored protection.

Computers are excluded from the policy, however, recording, storing and broadcasting equipment, general office equipment, manufacturing control or monitoring equipment, security systems or medical scanning and diagnostic equipment are included.

Cover can be extended to include full breakdown, use away from the premises and hiring out of equipment.

Other optional features include full theft cover without the need for forcible and violent entry; additional equipment up to 25% of the sums insured; cover for anti-theft devices; incompatibility of software or programs; repair investigation costs; temporary repair and virus checking; costs for destroying viruses and cover for electrical waste and electronic equipment disposal.

Aviva’s senior engineering underwriter, Gary Thom, comments: “With continuous advancements in technology, we have introduced a bespoke electronics product to provide specialist markets with robust insurance cover for complex electronic equipment.”

He adds: “Electronic equipment can be covered under ‘Machinery’ or вЂ?Contents’ sum insured on a standard вЂ?Fire and Perils’ or вЂ?All Risks’ policy but, when it comes to technical products a business could lose out in the event of a claim if it failed to have adequate cover that fully met its requirements.”

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Aviva launches electronic equipment cover
Aviva launches electronic equipment cover

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